What's new at Mortgage LenderWhen is a Commercial Lender not a Commercial Lender?
A Commercial Lender is Not a Commercial Lender When it is a BankA commercial lender offers loans backed by hard collateral, usually real estate. Usually a commercial lender? lending criteria will be less stringent than at the local bank... (read more)
What Homeowners Should Know to Stop Foreclosure- Speaking Your Lenders Language
Financial literacy is the means of empowering consumers to make informed financial decisions through exposure to accurate and timely information. In no other area is the void of accurate information more evident that in the area of foreclosure... (read more)
Escrow Accounts? Are You Paying Too Much?
Money in escrow is "dead money". It doesn? earn interest for you and it doesn? reduce your mortgage interest payments. Therefore every cent in your escrow account is costing you money... (read more)
RESPA: The Real Estate Settlement Procedures Act
The Real Estate Settlement Procedures Act (RESPA) is a consumer protection statute, first passed in 1974. One of its purposes is to help consumers become better shoppers for settlement services... (read more)
How to Choose Your Real Estate Lender
Because you need quick action when applying for a real estate purchase loan, find a lender you can access easily. A lender? quick response signifies good service to follow... (read more)
8 Point Checklist: Evaluating Online Vendors
Here are 8 things to consider, when evaluating lenders online:Website DesignPrivacy PolicyAbout UsPopularityReputationShort FormPoints, Fees, Terms and RatesCommunication1. Website Design:The webpage is, in fact, the storefront of the internet... (read more)
Do I Owe Money After I Have Been Foreclosed On?
I have been doing short sales for just over 5 years as of this article, the two most resounding questions, based on the course of action as it relates to the foreclosure are as follows:1. Will I owe the bank money after they foreclose on my on home? 2... (read more)
How to Pick the Wrong Lender
One day, you?e interested in getting a loan. Your plan is simple: Call a number of lenders and see who has the lowest rate. You call the first lender. He asks you when you plan on getting your loan. You tell him in a couple of months... (read more)
6 Key Points to Evaluate Online Lenders
The internet is teeming with lenders who are vying for your business. It seems like everyone wants to loan you money. You are truly in the driver? seat by going online for your mortgage, refinance, and consolidation needs... (read more)
More Bang for Your Buck With Mortgages
Choosing a knowledgeable mortgage lender can make a difference in the quality of home you are able to purchase with your finances... (read more)
The Right Home Loan - Floating or Fixed Rate Loan
Choosing a home loan has never been tougher. Yes, with all these cheap interest rates floating around, you as a customer are faced with a happy predicament. The banker finally seems to be your friend. He calls you in the morning, day and evening... (read more)
Escrow From a California Homeowners Perspective
The Escrow ProcessBoth Buyer and Seller deserve the assurance that no funds or property will change hands until all of the instructions in the Purchase Contract have been satisfied... (read more)
Making Your Business Happen with a Commercial Lender
If your home business is starting to overflow from the office into other parts of the house, it may be time to consider finding a building large enough to handle your startup? rapid growth... (read more)
3 Strategies For Buying Property With No Money Down
Everyone has heard a story or read about someone who bought a property without paying a single dime as a down payment. But how does this work?There are several "classic" methods commonly used to purchase real estate with no money down... (read more)
How Homeowner Can Save Their Home From Foreclosure
Drive around and see how many signs you see that says House for Sale. How many lease purchases do you see? How many abandon houses are on your street? Our country is up against the wall with delinquence mortgages... (read more)
10 Questions To Ask Your Mortgage Rep or Banke
This post is a must read for anyone considering purchasing a home be it today, tomorrow or next year. It is sound advice.1... (read more)
Home Ownership Financial Freedom and Benjamin Franklin
1. ON BENJAMIN FRANKLIN: In 1757, Benjamin Franklin published "The Way To Wealth", a basic summary of his 25 year Poor Richards' Almanac... (read more)
Private Mortgage Insurance Doesnt Protect Homeowners
If you borrowed more than 80% of the appraised value of you home, you're probably paying private mortgage insurance (PMI). PMI that is not lender paid is a waste of money... (read more)
Mortgage Loan Closing Costs for Refinance Loans and Home Purchase
If you are going to obtain a mortgage loan, for whatever purpose (home purchase or refinance) you are going to pay closing costs...period. Let me clarify regarding a purchase of a home..... (read more)
Mortgage Glossary of Terms
Adverse Credit The term used if the borrower has a poor credit history. This could include previous mortgage or loan arrears, bankruptcy or CCJ's... (read more)
Real Estate Investors Kick Away $1,000
Those new to real estate investing often fail to take action because they don't have much cash. The truth is that the very best investors got their start when they had little or no money.When you start at the bottom you have to work harder and smarter... (read more)
Home Loans and Mortgages? Tips to Avoid Foreclosure
Today? real estate market is a volatile one; prices are at record levels and Interest rates are favorable, but foreclosures are increasing... (read more)
Bad Credit Mortgage Lender What to Look For
If you have less than perfect credit and are looking to get approved for a mortgage loan, be careful not to make some common, costly mistakes... (read more)
8 Point Checklist Evaluating Online Vendors
Here are 8 things to consider, when evaluating lenders online: Website Design Privacy Policy About Us Popularity Reputation Short Form Points, Fees, Terms and Rates Communication 1... (read more)
Getting Pre Approved for a Home Loan Is One of the Best Ways to Get a Leg Up on the Competition When Shopping for a Home
The real estate market is soaring because of low interest rates that have brought home buying to average... (read more)
| 
